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  • If you want
  • Monthly Service Charge
  • Fees
  • Free Use of National Penn ATMs
  • No withdrawal fee when you use Non-National Penn ATMs
  • Overdraft Protection  from a linked checking, savings, or line of credit*
  • Business Check Cards
  • Owner Checking
  • Earns interest on balance
  • Online banking, Bill pay, Mobile banking and mobile check deposit
  • View all features
Competitive Edge Checking™
  • a premier level account with comprehensive services from bank benefits to cash management
  • No monthly service charge if you meet any ONE of the following:*

    - $15,000 minimum daily balance
    - enroll in any cash management service except the business online banking1

    Otherwise, $9.95 per month
  • No transaction fee for the first 500 transactions each month2
  • Yes
  • Yes
  • Yes, fee-free overdraft protection transfers
  • Unlimited (no monthly service charge)
  • Personal Signature Relationship Checking with no monthly service charge
  • Yes, tiered
  • Yes
  • Competitive Edge Checking™
Small Business Checking
  • a smart, straightforward account for small business or start-ups
  • No monthly service charge
  • No transaction fee for the first 100 transactions each month2
  • Yes
  • Yes, for a standard fee
  • Unlimited (no monthly service charge)
  • N/A
  • Yes
  • Small Business Checking
Business 300 Checking
  • features beyond the basics
  • No monthly service charge if you maintain a $500 minimum daily balance
  • No transaction fee for the first 300 transactions each month2
  • Yes
  • Yes, for a standard fee
  • Unlimited (no monthly service charge)
  • Personal Signature Relationship Checking with no monthly service charge
  • Yes
  • Business 300 Checking
Business Analysis Checking
  • a traditional account to seamlessly manage high-volume demands
  • Varies, subject to account analysis
  • Monthly handling costs applied against earnings credit based on average collected balance in account.
  • Yes
  • Yes, for a standard fee
  • Unlimited (no monthly service charge)
  • Personal Signature Relationship Checking with no monthly service charge
  • Yes
  • Business Analysis Checking

 

*Ask about other overdraft services.

1Enrollment into services are subject to bank approval.

2A transaction includes checks paid, checks deposited, and incoming ACH credits and debits.

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