Rates

Auto Loans

Type	Term	Vehicle Type	Payment Type	Annual Percentage Rate	Effective Dates
New	37-60 Months*	New Auto	Biweekly	5.49%	05/20-05/26/2013
Used	60 Months**	Used 1 to 3 years old	Biweekly	5.99%	05/20-05/26/2013

Examples of typical payment terms:
*118 biweekly payments of $9.96 per $1,000 borrowed; based on a 60-month term.
**118 biweekly payments of $10.08 per $1,000 borrowed.

Loans are limited to the bank trading area. Loan rates reflect those applicable to applications meeting normal bank credit criteria and down payment requirements - other rates may apply to applications that differ. Other rates and repayment methods available. Certain fees apply. Payments must be automatically debited from a National Penn checking account.

The rates are effective as of the Date Posted. All rates terms and conditions are subject to change without notice.